<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Robert Fojo — Payments. Legal Strategy. AI.]]></title><description><![CDATA[Empowering Solutions: Legal, Payments, AI]]></description><link>https://www.robertfojo.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Tue, 28 Jul 2026 14:34:24 GMT</lastBuildDate><atom:link href="https://www.robertfojo.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Your POS System Should Make You Money, Not Just Take Payments]]></title><description><![CDATA[When most owners think about a POS system, they picture the checkout — the moment money changes hands. That's the least interesting thing a good one does. Treating it as a fancy cash register is how businesses pay for powerful hardware and use ten percent of it. Here's the reframe.]]></description><link>https://www.robertfojo.com/post/your-pos-system-should-make-you-money-not-just-take-payments</link><guid isPermaLink="false">6a67db38b59210289e96a59c</guid><pubDate>Wed, 20 May 2026 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_812922513c5d46c3b430179865e8d67b~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Robert Fojo</dc:creator></item><item><title><![CDATA[Interchange-Plus, Tiered, or Flat-Rate: Which Pricing Model Is Quietly Costing You]]></title><description><![CDATA[Almost every complaint I hear about processing costs traces back to one thing the owner never understood: how their pricing is structured. There are three models — interchange-plus, tiered, and flat-rate — and the one you're on decides how much room your processor has to profit at your expense.]]></description><link>https://www.robertfojo.com/post/interchange-plus-tiered-or-flat-rate-which-pricing-model-is-quietly-costing-you</link><guid isPermaLink="false">6a67d93d35380d3132ba3ddf</guid><pubDate>Wed, 13 May 2026 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_e60cc896ff80401eacc8d5b313349625~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Robert Fojo</dc:creator></item><item><title><![CDATA[How to Read Your Merchant Statement (and Find What You’re Overpaying)]]></title><description><![CDATA[Most business owners have never actually read their merchant statement — these documents are built to be unreadable. After 17 years reading contracts for a living, here's how I cut through the acronyms and junk fees to find the one number that tells you what you're really paying.]]></description><link>https://www.robertfojo.com/post/how-to-read-your-merchant-statement-and-find-what-you-re-overpaying</link><guid isPermaLink="false">6a67d39435380d3132ba2b88</guid><pubDate>Wed, 06 May 2026 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_6465e82a70b540e5b4668ce0ba31f2c5~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Robert Fojo</dc:creator></item></channel></rss>